Do you need Travel Insurance to visit France?
France is a member of the European Union and a close neighbour of the United Kingdom, separated only by a stretch of water (or a tunnel) depending on how you intend to travel here.
As a member of Europe and whilst visiting France, you are entitled to take advantage of the same medical benefits that a French Citizen would get. This is due to an arrangement for European Members and provided you take out the EHIC card (The European Health Insurance Card).
Now you may or may not be aware that enrollment of this card is completely free of charge. Unfortunately there are numerous websites, trying to attract you and charge a fee!
Take it from me the only place you need to go to is here.
It is simple to do and only takes a few minutes. Once armed with this card, if you have a medical emergency whilst in France present it and you will have the same benefits as a French Citizen.
Now you might think that having an EHIC card is all you need when you visit my country, or indeed any other country in Europe. What else could possibly go wrong?
I am sure that in most cases, your trip to France, how ever long it is, will go very smoothly and leave you with some amazing memories, but what happens to you if something goes wrong?
What if your flight or train journey is cancelled. We do like our strikes in France and sometimes they can happen without warning. If you couldn’t take your trip, what happens to the cost of the accommodation, the travel etc? If you don’t have any insurance it would be lost.
What would happen if all your baggage got lost or stolen? If you didn’t have any travel insurance, it would be lost.
What would happen if you accidentally injured someone and they tried to sue you? If you didn’t have travel insurance, you wouldn’t have anyone to fight a claim on your behalf or settle any damages.
What happened if your injury was severe or permanent and you needed some compensation to help you in the future. If you didn’t have insurance, there would be nothing to help you out.
I could go on, but don’t want to put a dampener on your holiday. If you know where to look, travel insurance is relatively cheap, especially if you are only going for a few days. Two weeks in France for a family of four can be as low as £20 or as much as £130.
Single Trip Travel Insurance, is the cheapest way to go. You only pay for the specific number of days of travel and very often children go free. However if you have fallen in love with France and plan to have several trips over here, then an Annual Travel Insurance policy would save you money in the long term.
Whichever you choose to go with, do it as soon as you book your holiday, that way you can forget about it, knowing that you are covered for most problems and spend the time looking forward to visiting France.